/* =========================================================
   SNB Associates · global styles
   Palette: cool mint-white + deep slate + teal accent
   ========================================================= */

:root {
  --ivory: #eef4f2;
  --ivory-2: #e3ede9;
  --ivory-3: #d4e4df;
  --paper: #f5faf8;
  --ink: #0d1f1b;
  --ink-2: #162e28;
  --ink-soft: #3a5550;
  --mute: #6a8c85;
  --line: #aac8c0;
  --clay: #0b9488;     /* primary accent — teal */
  --clay-2: #097a6f;
  --sage: #2563eb;     /* secondary accent — blue */
  --gold: #34d399;     /* tertiary — emerald */
  --danger: #dc2626;

  --radius-s: 6px;
  --radius-m: 14px;
  --radius-l: 28px;

  --serif: "Instrument Serif", "Times New Roman", serif;
  --sans: "Geist", ui-sans-serif, system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;
  --mono: "Geist Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;

  --maxw: 1440px;
  --pad: clamp(20px, 4vw, 64px);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
html { background: var(--ivory); }
body {
  font-family: var(--sans);
  color: var(--ink);
  background: var(--ivory);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  font-feature-settings: "ss01", "ss02", "cv11";
  font-size: 16px;
  line-height: 1.5;
  overflow-x: hidden;
}

/* paper grain backdrop */
body::before {
  content: "";
  position: fixed; inset: 0;
  pointer-events: none;
  background:
    radial-gradient(1200px 600px at 80% -10%, rgba(11,148,136,0.10), transparent 60%),
    radial-gradient(900px 500px at -10% 90%, rgba(37,99,235,0.07), transparent 60%);
  z-index: 0;
}
body::after {
  content: "";
  position: fixed; inset: 0;
  pointer-events: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='200' height='200'><filter id='n'><feTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='2' stitchTiles='stitch'/><feColorMatrix values='0 0 0 0 0  0 0 0 0 0  0 0 0 0 0  0 0 0 0.05 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>");
  opacity: 0.5;
  mix-blend-mode: multiply;
  z-index: 1;
}

#root { position: relative; z-index: 2; }

a { color: inherit; text-decoration: none; }
button { font: inherit; color: inherit; background: none; border: 0; cursor: pointer; padding: 0; }
img, svg { display: block; max-width: 100%; }

/* type ------------------------------------------------------- */
.h-display {
  font-family: var(--serif);
  font-weight: 400;
  letter-spacing: -0.02em;
  line-height: 0.92;
}
.h-italic { font-style: italic; }

.eyebrow {
  font-family: var(--mono);
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  color: var(--ink-soft);
}

.kicker {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--mute);
}

/* layout helpers --------------------------------------------- */
.wrap { max-width: var(--maxw); margin: 0 auto; padding: 0 var(--pad); }
.row { display: flex; }
.col { display: flex; flex-direction: column; }
.center { display: flex; align-items: center; justify-content: center; }

.divider {
  height: 1px; background: var(--line); opacity: 0.7;
}
.divider-mark {
  display:flex; align-items:center; gap: 14px;
  color: var(--mute);
}
.divider-mark::before, .divider-mark::after {
  content:""; flex:1; height:1px; background: var(--line); opacity:0.55;
}

/* buttons ---------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; gap: 12px;
  padding: 14px 22px;
  border-radius: 999px;
  background: var(--ink);
  color: var(--paper);
  font-size: 14px;
  font-weight: 500;
  letter-spacing: -0.01em;
  transition: transform .3s cubic-bezier(.2,.7,.2,1), background .25s, color .25s;
  position: relative;
  overflow: hidden;
  will-change: transform;
}
.btn:hover { background: var(--clay); }
.btn .btn-arrow {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--paper); color: var(--ink);
  display: grid; place-items: center;
  transition: transform .3s ease;
}
.btn:hover .btn-arrow { transform: rotate(-45deg); }

.btn.ghost {
  background: transparent; color: var(--ink);
  border: 1px solid var(--line);
}
.btn.ghost:hover { background: var(--ink); color: var(--paper); border-color: var(--ink); }
.btn.ghost .btn-arrow { background: var(--ink); color: var(--paper); }
.btn.ghost:hover .btn-arrow { background: var(--paper); color: var(--ink); }

.btn.clay { background: var(--clay); }
.btn.clay:hover { background: var(--ink); }

/* chrome (nav) ----------------------------------------------- */
.nav {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 50;
  padding: 18px var(--pad);
  display: flex; align-items: center; justify-content: space-between;
  transition: backdrop-filter .3s, background .3s, padding .3s;
}
.nav.scrolled {
  background: rgba(238,244,242,0.75);
  backdrop-filter: blur(14px) saturate(1.2);
  -webkit-backdrop-filter: blur(14px) saturate(1.2);
  border-bottom: 1px solid rgba(170,200,192,0.5);
  padding: 12px var(--pad);
}
.nav-logo {
  display: flex; align-items: center; gap: 8px;
  font-family: var(--serif); font-size: 26px; letter-spacing: -0.02em;
}
.logo-img {
  height: 40px; width: auto; display: block;
}
.logo-img--light {
  filter: brightness(0) invert(1);
}
.nav-logo .dot {
  width: 7px; height: 7px; border-radius: 50%; background: var(--clay);
  display: inline-block; transform: translateY(-3px);
}
.nav-logo small {
  font-family: var(--mono); font-size: 10px; letter-spacing: 0.2em;
  text-transform: uppercase; color: var(--mute); margin-left: 4px;
}
.nav-links {
  display: flex; align-items: center; gap: 26px;
  font-size: 14px;
}
.nav-link {
  position: relative; padding: 6px 0; cursor: pointer;
}
.nav-link::after {
  content:""; position:absolute; left: 0; right:100%; bottom: 0;
  height: 1px; background: var(--ink); transition: right .35s cubic-bezier(.4,.6,.2,1);
}
.nav-link:hover::after, .nav-link.active::after { right: 0; }
.nav-link.active { color: var(--ink); }

/* menu (mobile / overlay) ------------------------------------ */
.menu-btn {
  display: none;
  width: 44px; height: 44px; border-radius: 50%;
  border: 1px solid var(--line);
  align-items: center; justify-content: center;
}
.menu-btn .bar {
  display:block; width: 16px; height: 1.5px; background: var(--ink);
  position: relative;
}
.menu-btn .bar::before, .menu-btn .bar::after {
  content:""; position:absolute; left: 0; width: 16px; height: 1.5px; background: var(--ink);
}
.menu-btn .bar::before { top: -5px; }
.menu-btn .bar::after { top: 5px; }

@media (max-width: 880px) {
  .nav-links { display: none; }
  .menu-btn { display: inline-flex; }
}

.menu-overlay {
  position: fixed; inset: 0; z-index: 60;
  background: var(--ink);
  color: var(--paper);
  display: flex; flex-direction: column;
  padding: var(--pad);
  transform: translateY(-100%);
  transition: transform .55s cubic-bezier(.7,.1,.2,1);
  overflow: hidden;
}
.menu-overlay.open { transform: translateY(0); }
.menu-overlay-top {
  display:flex; align-items:center; justify-content: space-between;
}
.menu-overlay .close {
  width: 44px; height: 44px; border-radius: 50%;
  border: 1px solid rgba(245,250,248,0.3);
  color: var(--paper); display: grid; place-items: center;
}
.menu-list {
  margin: auto 0; display: flex; flex-direction: column; gap: 6px;
}
.menu-item {
  font-family: var(--serif); font-size: clamp(40px, 8vw, 96px);
  line-height: 1; letter-spacing: -0.02em;
  color: rgba(245,250,248,0.65);
  cursor: pointer;
  transition: color .3s, transform .4s;
}
.menu-item:hover { color: var(--paper); transform: translateX(12px); }
.menu-item .num {
  font-family: var(--mono); font-size: 12px; letter-spacing: .2em;
  color: var(--clay); margin-right: 16px; vertical-align: super;
}
.menu-foot { display: flex; justify-content: space-between; color: rgba(245,250,248,0.55); font-size: 12px; }

/* page container --------------------------------------------- */
.page { padding-top: 110px; }
.section { padding: clamp(64px, 9vw, 140px) 0; position: relative; }

/* hero ------------------------------------------------------- */
.hero {
  padding: 130px var(--pad) 60px;
  position: relative;
}
.hero-top { display: flex; justify-content: space-between; gap: 24px; flex-wrap: wrap; }
.hero-headline {
  font-family: var(--serif);
  font-size: clamp(56px, 11.6vw, 184px);
  line-height: 0.88;
  letter-spacing: -0.035em;
  margin: 40px 0 0;
}
.hero-headline .it { font-style: italic; color: var(--clay); }
.hero-headline .word { display: inline-block; vertical-align: top; padding-bottom: 0.18em; margin-bottom: -0.18em; }
.hero-headline .word > span {
  display: inline-block;
  animation: rise 0.95s cubic-bezier(.2,.7,.2,1) both;
}
@keyframes rise {
  from { transform: translateY(110%) rotate(2deg); opacity: 0; }
  to   { transform: translateY(0) rotate(0); opacity: 1; }
}

/* marquee ---------------------------------------------------- */
.marquee {
  display: flex; gap: 60px; overflow: hidden; white-space: nowrap;
  border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
  padding: 22px 0;
  font-family: var(--serif); font-size: clamp(36px, 7vw, 92px);
  letter-spacing: -0.02em; color: var(--ink);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.marquee-track {
  display: inline-flex; gap: 60px; animation: marquee 38s linear infinite;
  align-items: center;
}
.marquee-track.reverse { animation-direction: reverse; }
.marquee .pip {
  width: 14px; height: 14px; border-radius: 50%; background: var(--clay);
  display: inline-block; vertical-align: middle;
}
.marquee .it { font-style: italic; color: var(--mute); }
@keyframes marquee {
  to { transform: translateX(calc(-50% - 30px)); }
}

/* service grid ---------------------------------------------- */
.svc-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--line); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
@media (max-width: 760px) { .svc-grid { grid-template-columns: 1fr; } }

.svc-card {
  background: var(--ivory);
  padding: clamp(28px, 4vw, 56px);
  position: relative;
  cursor: pointer;
  overflow: hidden;
  transition: background .4s ease;
  min-height: 380px;
  display: flex; flex-direction: column; justify-content: space-between;
}
.svc-card:hover { background: var(--ink); color: var(--paper); }
.svc-card:hover .svc-card-num { color: rgba(245,250,248,0.5); }
.svc-card:hover .svc-card-arrow { background: var(--clay); color: var(--paper); transform: rotate(-45deg); }
.svc-card:hover .svc-card-meta { color: rgba(245,250,248,0.65); }
.svc-card:hover .svc-card-vis { opacity: 1; transform: scale(1) translateY(0); }
.svc-card-num { font-family: var(--mono); font-size: 12px; letter-spacing: .2em; color: var(--mute); transition: color .4s; }
.svc-card-arrow {
  width: 48px; height: 48px; border-radius: 50%;
  background: var(--ivory-3); color: var(--ink);
  display: grid; place-items: center;
  transition: transform .45s cubic-bezier(.2,.7,.2,1), background .35s, color .35s;
}
.svc-card-title {
  font-family: var(--serif); font-size: clamp(40px, 5vw, 76px);
  line-height: 0.95; letter-spacing: -0.025em;
  margin: 18px 0;
}
.svc-card-title .it { font-style: italic; color: var(--clay); }
.svc-card-meta { font-size: 14px; color: var(--ink-soft); max-width: 36ch; transition: color .35s; }

.svc-card-vis {
  position: absolute; right: -10%; top: 8%;
  width: 50%; height: 65%;
  opacity: 0.0; transform: scale(0.96) translateY(20px);
  transition: opacity .55s ease, transform .55s cubic-bezier(.2,.7,.2,1);
  pointer-events: none;
}

/* stats ------------------------------------------------------ */
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; border-top: 1px solid var(--line); }
.stat {
  padding: 36px 28px;
  border-right: 1px solid var(--line);
}
.stat:last-child { border-right: none; }
.stat .val {
  font-family: var(--serif); font-size: clamp(48px, 6vw, 88px); line-height: 1;
  letter-spacing: -0.02em;
}
.stat .lbl { font-family: var(--mono); font-size: 11px; text-transform: uppercase; letter-spacing: .18em; color: var(--mute); margin-top: 8px; }
@media (max-width: 800px) { .stats { grid-template-columns: repeat(2, 1fr); } .stat:nth-child(2){ border-right: none; } .stat { border-bottom: 1px solid var(--line); } }

/* generic reveal --------------------------------------------- */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .9s ease, transform .9s cubic-bezier(.2,.7,.2,1); }
.reveal.in { opacity: 1; transform: translateY(0); }

.reveal-stagger > * { opacity: 0; transform: translateY(20px); transition: opacity .8s ease, transform .8s cubic-bezier(.2,.7,.2,1); transition-delay: var(--d, 0ms); }
.reveal-stagger.in > * { opacity: 1; transform: translateY(0); }

/* footer ----------------------------------------------------- */
.footer {
  background: var(--ink);
  color: var(--paper);
  padding: 80px var(--pad) 32px;
  margin-top: 80px;
  position: relative;
  overflow: hidden;
}
.footer::before {
  content: "SNB"; position: absolute;
  left: 50%; bottom: -38px; transform: translateX(-50%);
  font-family: var(--serif); font-size: clamp(160px, 28vw, 460px);
  line-height: 0.8; letter-spacing: -0.04em;
  color: rgba(245,250,248,0.04);
  pointer-events: none;
}
.footer .wrap { position: relative; z-index: 1; }
.footer-grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px; padding-bottom: 60px;
  border-bottom: 1px solid rgba(245,250,248,0.15);
}
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; gap: 32px; } }

.home-cta-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 40px;
  align-items: end;
  padding: clamp(40px, 6vw, 96px);
}
@media (max-width: 700px) {
  .home-cta-grid {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 32px 24px;
  }
}

.footer h6 {
  font-family: var(--mono); font-size: 11px; letter-spacing: .2em;
  text-transform: uppercase; color: rgba(245,250,248,0.55);
  margin: 0 0 20px;
}
.footer .links { display: flex; flex-direction: column; gap: 12px; font-size: 15px; }
.footer .links a { color: rgba(245,250,248,0.78); cursor: pointer; transition: color .25s, padding .25s; }
.footer .links a:hover { color: var(--paper); padding-left: 6px; }
.footer-bottom { padding-top: 30px; display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; font-family: var(--mono); font-size: 11px; letter-spacing: .14em; color: rgba(245,250,248,0.5); text-transform: uppercase; }

.footer .big {
  font-family: var(--serif); font-size: clamp(34px, 4vw, 58px);
  line-height: 0.95; letter-spacing: -0.02em; margin: 0 0 18px;
}
.footer .big .it { font-style: italic; color: var(--clay); }

/* service page hero ------------------------------------------ */
.svc-hero {
  padding: 140px var(--pad) 60px;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 60px; align-items: end;
}
@media (max-width: 900px) { .svc-hero { grid-template-columns: 1fr; } }
.svc-hero-title {
  font-family: var(--serif);
  font-size: clamp(64px, 12vw, 200px);
  line-height: 0.86; letter-spacing: -0.035em;
  margin: 18px 0 0;
}
.svc-hero-title .it { font-style: italic; color: var(--clay); }
.svc-hero-img {
  width: 100%; aspect-ratio: 4 / 5;
  object-fit: cover; object-position: center;
  border-radius: 28px; display: block;
}

/* gallery ---------------------------------------------------- */
.gal {
  display: grid; grid-template-columns: repeat(12, 1fr); gap: 16px;
  padding: 0 var(--pad);
}
.gal .item { overflow: hidden; border-radius: var(--radius-m); position: relative; cursor: zoom-in; }
.gal .item .ph { width: 100%; height: 100%; transition: transform 1.2s cubic-bezier(.2,.7,.2,1); }
.gal .item:hover .ph { transform: scale(1.06); }
.gal .item .cap {
  position: absolute; left: 16px; bottom: 14px; right: 16px;
  display: flex; justify-content: space-between; align-items: end;
  color: var(--paper); font-family: var(--mono); font-size: 11px; letter-spacing: .18em; text-transform: uppercase;
  text-shadow: 0 1px 12px rgba(0,0,0,0.5);
}
.gal .item .cap .tag { background: rgba(0,0,0,0.4); padding: 4px 10px; border-radius: 999px; backdrop-filter: blur(8px); }
.gal .a { grid-column: span 7; height: 480px; }
.gal .b { grid-column: span 5; height: 480px; }
.gal .c { grid-column: span 4; height: 360px; }
.gal .d { grid-column: span 4; height: 360px; }
.gal .e { grid-column: span 4; height: 360px; }
.gal .f { grid-column: span 6; height: 420px; }
.gal .g { grid-column: span 6; height: 420px; }
@media (max-width: 900px) {
  .gal .a, .gal .b, .gal .c, .gal .d, .gal .e, .gal .f, .gal .g { grid-column: span 12; height: 280px; }
}

/* image placeholder (striped) -------------------------------- */
.ph {
  width: 100%; height: 100%;
  position: relative;
  background:
    linear-gradient(135deg, var(--c1, #c2d8d4), var(--c2, #a8c8c2));
  overflow: hidden;
}
.ph::before {
  content: "";
  position: absolute; inset: 0;
  background-image: repeating-linear-gradient(45deg, rgba(0,0,0,0.05) 0 2px, transparent 2px 18px);
  mix-blend-mode: multiply;
}
.ph::after {
  content: attr(data-label);
  position: absolute; left: 14px; top: 12px;
  font-family: var(--mono); font-size: 10px; letter-spacing: .2em;
  text-transform: uppercase; color: rgba(13,31,27,0.55);
  background: rgba(238,244,242,0.60); padding: 4px 8px; border-radius: 4px; backdrop-filter: blur(4px);
}

/* contact form ----------------------------------------------- */
.form-wrap {
  display: grid; grid-template-columns: 1fr 1.2fr; gap: 60px;
  align-items: start;
}
@media (max-width: 900px) { .form-wrap { grid-template-columns: 1fr; } }

.form-card {
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: var(--radius-l);
  padding: clamp(28px, 4vw, 56px);
  position: relative;
  overflow: hidden;
}
.form-card::before {
  content:""; position: absolute; left: 0; top: 0; height: 4px; width: 0;
  background: var(--clay);
  transition: width 1.5s cubic-bezier(.2,.7,.2,1);
}
.form-card.in::before { width: 100%; }

.field { position: relative; margin-bottom: 22px; }
.field label {
  display: block;
  font-family: var(--mono); font-size: 10px; letter-spacing: .2em; text-transform: uppercase;
  color: var(--mute); margin-bottom: 8px;
}
.field input, .field textarea, .field select {
  width: 100%;
  padding: 14px 0 12px;
  background: transparent;
  border: 0;
  border-bottom: 1px solid var(--line);
  font: inherit;
  color: var(--ink);
  outline: none;
  transition: border-color .25s;
  font-size: 17px;
}
.field input:focus, .field textarea:focus, .field select:focus { border-color: var(--clay); }
.field textarea { resize: vertical; min-height: 100px; }

.chips { display: flex; gap: 8px; flex-wrap: wrap; }
.chip {
  border: 1px solid var(--line);
  padding: 9px 14px; border-radius: 999px;
  font-size: 13px; cursor: pointer;
  display: inline-flex; align-items: center; gap: 8px;
  transition: background .2s, color .2s, border-color .2s;
  user-select: none;
}
.chip:hover { border-color: var(--ink); }
.chip.on { background: var(--ink); color: var(--paper); border-color: var(--ink); }
.chip .dot { width: 6px; height: 6px; border-radius: 50%; background: var(--clay); }

.success {
  background: var(--ink); color: var(--paper);
  border-radius: var(--radius-l);
  padding: 42px;
  display: flex; flex-direction: column; gap: 14px;
  align-items: start;
}
.success .check {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--clay); display: grid; place-items: center;
  animation: pop .6s cubic-bezier(.2,1.6,.4,1) both;
}
@keyframes pop { from { transform: scale(0.4); opacity: 0; } to { transform: scale(1); opacity: 1; } }

/* meta cards (contact) --------------------------------------- */
.meta-card {
  border: 1px solid var(--line); border-radius: var(--radius-m);
  padding: 22px; background: rgba(255,255,255,0.4);
  display: flex; flex-direction: column; gap: 6px;
}
.meta-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 600px) { .meta-grid { grid-template-columns: 1fr; } }
.meta-card .v { font-family: var(--serif); font-size: 22px; line-height: 1.15; }

/* about page ------------------------------------------------- */
.about-grid {
  display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px;
}
@media (max-width: 900px) { .about-grid { grid-template-columns: 1fr; } }
.lead {
  font-family: var(--serif);
  font-size: clamp(32px, 4.2vw, 64px);
  line-height: 1.04; letter-spacing: -0.02em;
}
.lead .it { font-style: italic; color: var(--clay); }
.copy { font-size: 17px; line-height: 1.55; color: var(--ink-soft); max-width: 56ch; }

.timeline {
  display: flex; flex-direction: column; gap: 0;
}
.tl-row {
  display: grid; grid-template-columns: 90px 1fr;
  gap: 20px;
  padding: 22px 0;
  border-top: 1px solid var(--line);
  align-items: baseline;
  cursor: default;
  transition: padding .3s;
}
.tl-row:hover { padding-left: 10px; }
.tl-row .yr { font-family: var(--mono); font-size: 12px; letter-spacing: .14em; color: var(--mute); }
.tl-row .t { font-family: var(--serif); font-size: clamp(22px, 2.4vw, 32px); line-height: 1.1; }
.tl-row .d { font-size: 14px; color: var(--ink-soft); margin-top: 6px; }

.principles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 800px) { .principles { grid-template-columns: 1fr; } }
.principle {
  border: 1px solid var(--line); border-radius: var(--radius-m);
  padding: 26px; background: var(--paper);
  display: flex; flex-direction: column; gap: 10px;
  min-height: 180px;
  transition: transform .4s cubic-bezier(.2,.7,.2,1), background .3s;
}
.principle:hover { transform: translateY(-6px); background: var(--ivory-2); }
.principle .n { font-family: var(--mono); font-size: 11px; letter-spacing: .18em; text-transform: uppercase; color: var(--clay); }
.principle h4 { font-family: var(--serif); font-size: 26px; line-height: 1.05; margin: 0; font-weight: 400; }
.principle p { font-size: 14px; color: var(--ink-soft); margin: 0; }

/* team page -------------------------------------------------- */
.team-founder-card {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: 48px;
  align-items: start;
  border: 1px solid var(--line);
  border-radius: var(--radius-l);
  padding: clamp(28px, 4vw, 56px);
  background: var(--paper);
}
@media (max-width: 700px) {
  .team-founder-card {
    grid-template-columns: 1fr;
    gap: 28px;
  }
}
.team-founder-photo-wrap {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}
.team-founder-photo {
  width: 140px;
  height: 140px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center top;
  border: 3px solid var(--ivory-3);
  display: block;
}
@media (max-width: 700px) {
  .team-founder-photo-wrap { flex-direction: row; align-items: center; }
  .team-founder-photo { width: 88px; height: 88px; }
}
.team-founder-badge {
  font-family: var(--mono);
  font-size: 10px;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--paper);
  background: var(--clay);
  padding: 5px 12px;
  border-radius: 999px;
  white-space: nowrap;
}
.team-founder-name {
  font-family: var(--serif);
  font-size: clamp(28px, 4vw, 44px);
  line-height: 1.0;
  font-weight: 400;
  margin: 0 0 4px;
}
.team-founder-title {
  font-family: var(--mono);
  font-size: 11px;
  letter-spacing: .16em;
  text-transform: uppercase;
  color: var(--ink-soft);
  margin: 0;
}
.team-founder-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 24px;
}

/* feature/benefit list --------------------------------------- */
.feats { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
@media (max-width: 760px) { .feats { grid-template-columns: 1fr; } }
.feat { background: var(--ivory); padding: 32px; display: flex; flex-direction: column; gap: 8px; transition: background .3s; }
.feat:hover { background: var(--paper); }
.feat .n { font-family: var(--mono); font-size: 11px; letter-spacing: .18em; text-transform: uppercase; color: var(--mute); }
.feat h4 { font-family: var(--serif); font-size: 32px; line-height: 1.05; font-weight: 400; margin: 0; }
.feat p { font-size: 14px; color: var(--ink-soft); margin: 0; max-width: 50ch; }

/* loan/career cards ------------------------------------------ */
.product-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
@media (max-width: 760px) { .product-grid { grid-template-columns: 1fr; } }
.product {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-m);
  padding: 28px; position: relative; overflow: hidden;
  display: flex; flex-direction: column; gap: 14px;
  transition: transform .4s cubic-bezier(.2,.7,.2,1), background .3s;
}
.product:hover { background: var(--ink); color: var(--paper); transform: translateY(-4px); }
.product:hover .pill { background: rgba(245,250,248,0.12); color: var(--paper); border-color: rgba(245,250,248,0.25); }
.product:hover .p-bar { background: rgba(245,250,248,0.16); }
.product:hover .p-bar i { background: var(--clay); }
.pill {
  font-family: var(--mono); font-size: 10px; letter-spacing: .2em; text-transform: uppercase;
  border: 1px solid var(--line); color: var(--mute); padding: 4px 10px; border-radius: 999px;
  align-self: flex-start;
  transition: all .3s;
}
.product h3 { font-family: var(--serif); font-size: 34px; line-height: 1.05; margin: 0; font-weight: 400; letter-spacing: -0.01em; }
.product .desc { font-size: 14px; color: var(--ink-soft); transition: color .3s; }
.product:hover .desc { color: rgba(245,250,248,0.75); }
.p-meta { display: flex; gap: 20px; font-family: var(--mono); font-size: 11px; letter-spacing: .14em; text-transform: uppercase; color: var(--mute); transition: color .3s; }
.product:hover .p-meta { color: rgba(245,250,248,0.7); }
.p-bar { height: 4px; background: var(--ivory-3); border-radius: 999px; overflow: hidden; }
.p-bar i { display: block; height: 100%; width: 0; background: var(--clay); transition: width 1.6s cubic-bezier(.2,.7,.2,1); }
.product.in .p-bar i { width: var(--w, 70%); }

/* bank logos marquee  ---------------------------------------- */
.bank-row {
  display: grid; grid-template-columns: repeat(6, 1fr); gap: 0;
  border: 1px solid var(--line); border-radius: var(--radius-m);
  overflow: hidden; background: var(--paper);
}
@media (max-width: 700px) { .bank-row { grid-template-columns: repeat(3, 1fr); } }
.bank {
  padding: 22px; text-align: center;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  font-family: var(--serif); font-size: 18px;
  color: var(--ink-soft);
  display: flex; flex-direction: column; align-items: center; gap: 4px;
  transition: background .3s, color .3s;
}
.bank:hover { background: var(--ivory-2); color: var(--ink); }
.bank .abbr { font-family: var(--mono); font-size: 10px; letter-spacing: .2em; color: var(--mute); }

/* career steps ---------------------------------------------- */
.steps { display: flex; flex-direction: column; gap: 0; }
.step {
  display: grid; grid-template-columns: 60px 1fr auto;
  align-items: start;
  padding: 28px 0;
  border-top: 1px solid var(--line);
  gap: 28px;
  cursor: pointer;
  transition: padding .4s;
}
.step:hover { padding-left: 14px; }
.step .num { font-family: var(--mono); font-size: 12px; letter-spacing: .18em; color: var(--clay); padding-top: 8px; }
.step h4 { font-family: var(--serif); font-size: clamp(26px, 3vw, 40px); line-height: 1.05; margin: 0; font-weight: 400; letter-spacing: -0.01em; }
.step p { font-size: 14px; color: var(--ink-soft); margin: 8px 0 0; max-width: 56ch; }
.step .arrow { width: 44px; height: 44px; border-radius: 50%; border: 1px solid var(--line); display: grid; place-items: center; align-self: center; transition: background .3s, color .3s, border-color .3s; }
.step:hover .arrow { background: var(--ink); color: var(--paper); border-color: var(--ink); }

/* interior style swatches ----------------------------------- */
.swatches { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
@media (max-width: 800px) { .swatches { grid-template-columns: repeat(2, 1fr); } }
.swatch {
  aspect-ratio: 3/4;
  border-radius: var(--radius-m);
  position: relative; overflow: hidden;
  cursor: pointer;
}
.swatch .ph, .swatch-img { transition: transform 1s cubic-bezier(.2,.7,.2,1); }
.swatch:hover .ph, .swatch:hover .swatch-img { transform: scale(1.07); }
.swatch-img { width: 100%; height: 100%; object-fit: cover; object-position: center; display: block; }
.swatch .lbl {
  position: absolute; left: 14px; bottom: 12px; color: var(--paper);
  font-family: var(--serif); font-size: 26px; letter-spacing: -0.01em;
  text-shadow: 0 2px 12px rgba(0,0,0,0.5);
}
.swatch .lbl small { display: block; font-family: var(--mono); font-size: 10px; letter-spacing: .2em; text-transform: uppercase; opacity: 0.85; margin-top: 4px; }

/* real estate listings  -------------------------------------- */
.listings { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 900px) { .listings { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .listings { grid-template-columns: 1fr; } }
.listing {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-m);
  overflow: hidden;
  transition: transform .4s cubic-bezier(.2,.7,.2,1);
}
.listing:hover { transform: translateY(-6px); }
.listing .img-h { height: 220px; }
.listing .body { padding: 20px; display: flex; flex-direction: column; gap: 8px; }
.listing .row1 { display: flex; justify-content: space-between; align-items: baseline; }
.listing h4 { font-family: var(--serif); font-size: 26px; line-height: 1.05; margin: 0; font-weight: 400; }
.listing .price { font-family: var(--mono); font-size: 13px; letter-spacing: .1em; color: var(--clay); }
.listing .spec { display: flex; gap: 14px; font-family: var(--mono); font-size: 11px; letter-spacing: .14em; color: var(--mute); text-transform: uppercase; }
.listing .loc { font-size: 13px; color: var(--ink-soft); }

/* hero side card -------------------------------------------- */
.hero-card {
  background: var(--ink); color: var(--paper);
  border-radius: var(--radius-l);
  overflow: hidden;
  padding: 26px;
  position: relative; overflow: hidden;
  min-height: 220px;
  display: flex; flex-direction: column; justify-content: space-between;
}
.hero-card::after {
  content: ""; position: absolute; inset: -30% -30% auto auto; width: 220px; height: 220px;
  border-radius: 50%; background: var(--clay); filter: blur(40px); opacity: 0.4;
}
.hero-card-l { font-family: var(--mono); font-size: 11px; letter-spacing: .2em; text-transform: uppercase; opacity: 0.55; }
.hero-card-q { font-family: var(--serif); font-size: clamp(24px, 2.4vw, 32px); line-height: 1.15; letter-spacing: -0.01em; max-width: 28ch; position: relative; z-index: 1; }

/* page intro line ------------------------------------------- */
.page-intro {
  display: flex; align-items: baseline; gap: 14px;
  font-family: var(--mono); font-size: 11px; letter-spacing: .18em; text-transform: uppercase;
  color: var(--mute);
  padding: 0 var(--pad);
  margin-top: 14px;
}

/* helper for centered narrow blocks -------------------------- */
.narrow { max-width: 880px; }

/* cursor blob (optional accent) ------------------------------ */
.cursor-blob {
  position: fixed; pointer-events: none; z-index: 1000;
  width: 14px; height: 14px; border-radius: 50%;
  background: var(--clay);
  mix-blend-mode: multiply;
  transform: translate(-50%, -50%);
  transition: width .35s cubic-bezier(.2,.7,.2,1), height .35s cubic-bezier(.2,.7,.2,1), opacity .25s;
  opacity: 0.85;
}
.cursor-blob.lg { width: 60px; height: 60px; opacity: 0.55; }
@media (hover: none) { .cursor-blob { display: none; } }

/* page transition mask --------------------------------------- */
.page-mask {
  position: fixed; inset: 0; z-index: 70;
  background: var(--ink);
  transform: translateY(100%);
  pointer-events: none;
}
.page-mask.in {
  animation: maskIn 0.95s cubic-bezier(.7,.1,.2,1) forwards;
}
@keyframes maskIn {
  0% { transform: translateY(100%); }
  45% { transform: translateY(0); }
  55% { transform: translateY(0); }
  100% { transform: translateY(-100%); }
}

/* small utility ---------------------------------------------- */
.gap-s { gap: 8px; }
.gap-m { gap: 16px; }
.gap-l { gap: 28px; }
.mt-s { margin-top: 12px; } .mt-m { margin-top: 24px; } .mt-l { margin-top: 48px; }
.mb-l { margin-bottom: 48px; }
.flex { display: flex; }
.between { justify-content: space-between; }
.center-v { align-items: center; }
.wrap-flex { flex-wrap: wrap; }